Accept PaymentsGrow Your Business
Autharize gives US businesses a complete payment platform — credit cards, ACH, virtual terminal, and more. Competitive rates, fast approvals, zero long-term contracts.
The highest standard of payment security. Your customers' data is always protected with end-to-end encryption.
Most accounts approved within hours, not days.
Credit, debit, prepaid, HSA/FSA, and more.
Everything Your Business Needs to Get Paid
One platform. Every payment type. Built for US businesses that want reliability without the complexity.
Bank-Grade Security
Every transaction is protected with 256-bit SSL encryption, tokenization, and real-time fraud monitoring. We are PCI-DSS Level 1 certified — the highest standard in the industry.
Dedicated Account Manager
A real person in your corner from day one. Your account manager handles setup, answers questions, and helps you get the most from your merchant account.
Quick Onboarding
Apply online in minutes. Most merchants are approved and processing payments the same day — no paperwork, no waiting.
Real-Time Reporting
Track every transaction, settlement, and chargeback from a clean, intuitive dashboard. Export reports in one click.
Cut Processing Costs with ACH Bank Transfers
Stop overpaying on credit card fees. ACH payments let you collect directly from your customers' bank accounts at a fraction of the cost — perfect for recurring billing, large invoices, and B2B payments.
- Significantly lower fees than credit card processing
- No chargebacks — bank-to-bank transfers are final
- Set up recurring billing and auto-pay in minutes
- Same-day and next-day ACH settlement options
- Instant bank account verification built in
- Works for B2B, subscriptions, and large-ticket sales
Average savings vs. credit cards
70%
lower processing fees per transaction
Instant Bank Verification
We verify bank accounts in real time before processing, eliminating failed payments and protecting your cash flow.
Integrate Payments Into Your Platform
Seamless API integration with advanced technology for developers and businesses. Our comprehensive documentation and SDKs make integration fast and painless.
Real Merchants. Real Results.
Thousands of US businesses rely on Autharize every day to keep payments flowing.
"We switched to Autharize after being stuck with high fees for years. Setup took one afternoon and our rates dropped immediately. The account manager walked us through everything."
"The API documentation is clean and the integration was straightforward. We had our checkout live in less than a day. Support actually picks up the phone — that alone is worth it."
"Patient billing used to be a headache. Autharize handles our copay collection, payment plans, and HSA cards all in one place. Our collections improved by 30% in the first quarter."
Ready to Start Accepting Payments?
Apply in minutes. No long-term contracts, no hidden fees. Get a dedicated account manager and start processing the same day.